Conroe

Lending Assistant (Mortgage/TRIP Disclosures) Bilingual - Houston, Texas

Job Locations US-TX-N. Post Oak -Houston
Posted Date 23 hours ago(9/16/2021 11:18 AM)
ID
2021-1255
# of Openings
1
Category
Lending

Overview

JOB SUMMARY:
Interview loan applicants to solicit information; investigate applicants' backgrounds and verify references; prepare loan request papers; and forward findings, reports, and documents to lender. Review loan papers to ensure completeness, and complete transactions between loan establishment, borrowers, and sellers upon approval of loan. This position will work with our Foreign National Lending department.

Responsibilities

ESSENTIAL FUNCTIONS:
- Verify and examine information and accuracy of loan application and closing documents
- Calculate, review and correct errors on interest, principal, payment and closing costs using computers or calculators
- Assembles and compile documents for loan closings, such as title abstracts, insurance forms, loan forms and tax receipts
- Prepare and type loan applications, closing documents, legal documents, letters, forms government notices and check
- Submit loan applications with recommendation for underwriting approval
- Check value of customer collateral to be held as loan security
- Present loan and repayment schedules to customers
- Contact customers by mail, telephone or in person concerning the acceptance or rejections of applications
- Review customer accounts in order to determine whether payments are made on time and that other loan terms are being followed
- Answer questions and advise customers regarding loans and transactions


ADDITIONAL DUTIES AND RESPONSIBILITIES:
- Assist lending team as necessary
- Completes clerical tasks such as filing, photocopying, faxing documents, scanning, organizing and maintaining files
- Perform notary services for the bank as needed
- Complete other tasks as assigned


SKILLS:
- Achieve a high standard with work processes and outcomes
- Take responsibility for one owns learning and development
- Multi-task, set priorities and goals in timely manner
- Work with others as a team

 

PROCEDURES:
- Follow commercial loan funding and compliance checklist; provide all disclosures as required by regulations; report HMDA relationships accurately; refer to Spirit of Texas Bank loan policies and procedures

 

Qualifications

EXPERIENCE AND EDUCATION:
- One to two years of experience
- High school diploma

- Bilingual in Spanish and English

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