Conroe

Mortgage Loan Officer - Tyler or Mabank, Texas

Job Locations US-TX-Tyler - Loop 323 | US-TX-Mabank
Posted Date 1 week ago(2/22/2021 4:06 PM)
ID
2021-1198
# of Openings
1
Category
Lending

Overview

To originate permanent residential mortgage loans and to participate in activities to increase the bank’s share of the local mortgage market.

Responsibilities

-Develops contacts with local realtors, developers, and builders to encourage use of bank services for residential mortgages.

-Interviews applicants to discuss their mortgage requirements, ascertain their capacity to repay, and assess the degree of risk involved.

-Reviews loan applications, obtains applicants’ credit history, and verifies financial information supplied.

-Advises applicants of options available to them, explains the differences between various types of mortgages, and negotiates terms and conditions of loan.

-Keeps up-to-date with conditions in the local real estate market and with changes in rules and regulations pertaining to both private and government-insured mortgages.

-Makes sales calls to potential and existing customers to retain current business and to develop new loans.

Qualifications

-Bachelor’s degree and two or three years of experience in a mortgage department.

-Knowledge of FHA/VA regulations, conventional loan requirements, and real estate law.

-Familiarity with personal computers and software used by mortgage departments.

-Excellent communication skills and personality oriented toward sales.

-Valid state driver’s license, clean driving record, and reliable transportation for making outside sales calls.

-Ability to organize time and work independently and also to cooperate as a team member.

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